Acquiring & Open Banking

Acquiring & Open Banking solutions

LHV Banking Services offer a full service when it comes to accepting card payments and Open Banking based payment initiation, where everything you need is offered together. Read more

Full stack acquiring service
  • LHV provides full end-to-end card acquiring service designed specifically for FinTech needs
  • Acquiring service is available for FinTechs across the European Economic Area
  • Ready to serve card holders across the globe
  • Supported card brands: Visa Debit, Visa Credit, MasterCard Debit and MasterCard Credit
  • Settlement 7/7: T+1 (up to T+0)
  • Transparent interchange++ pricing
  • One-click payments
  • Card tokenization
  • Subscription based payments
  • Payment link for making stand alone payments (invoice, email, SMS, Messenger)
Multiple currencies
  • Supported currencies: EUR, GBP, USD, SEK, NOK, DKK, CHF, PLN, CAD, HKD and HUF
  • Direct settlement to LHV currency account
Security, acceptance, fraud and disputes management
  • EMV 3-D Secure payments
  • Acceptance rate analysis and optimisation
  • Risk Based Authentication
  • Flexible and fully customisable fraud monitoring
  • Dispute management
  • Authorization requests (One off, Merchant Initiated Transaction, Customer Initiated Transaction)
  • Void and Refund
  • Capture
  • Settlement
  • Transaction details
  • Reports
  • Dedicated API for PCI Level certified payment service providers
Open Banking

Open Banking based/PiSP payment acquiring (Already live in Baltics. UK & EU coming in H2 2022)

  • Supported payment EUR & GBP schemes: SEPA Inst, SEPA & FPS
  • Instant settlement for SEPA Inst & FPS
  • Both PiSP and AiSP services offered
  • Connectivity to over 6,500 banks